In Nigeria, the Workmen's Compensation Act of 1987 requires all employers of labour to take out this policy for the benefit of workers who may sustain injury resulting into death or disability in the course of their duties. The scale of benefits stipulated by the Act for death and permanent disability are 3.5 and 4.5 x annual salary respectively while weekly benefit at the agreed scale is equally payable for a period not exceeding 24 months in the case of temporary total disability. Reasonable medical expenses incurred on treating sustained injury is also covered.
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